*Disclaimer: Monitor Debt Resolution does not directly provide debt relief services. Our role is solely to connect you with licensed third-party debt relief providers who offer these services. Programs vary by state and may not be available in all areas, with fees differing based on location. 

Debt relief programs generally last between 12 and 48 months, depending on the consumer’s debt load and individual circumstances. While specific results cannot be guaranteed, we strive to connect clients with providers best suited to help them achieve optimal outcomes. 

Please note that Monitor Debt Resolution does not assume or pay clients’ debts, make payments to creditors, or provide tax, bankruptcy, accounting, legal advice, or credit repair services. We encourage you to consult with a tax professional for advice on the tax implications of debt relief and with a bankruptcy attorney for guidance on bankruptcy options. 

Using debt relief services may negatively impact your credit and could result in collections or lawsuits from creditors. Additionally, your outstanding balances may increase due to the accrual of fees and interest during the program. Before enrolling, it’s crucial to carefully review and understand all program terms, conditions, and materials. Be aware that certain debts may not be eligible for enrollment, and some creditors may refuse to negotiate with debt relief companies.